Watt was first elected to the House of Representatives in 1992, where he has served on the chamber’s financial services committee. On the banking panel, he perhaps is best known for trying to stamp out predatory lending. He’s also championed access to home loans for low-income borrowers and those with spotty credit.
He has served North Carolina's 12th congressional district since 1993. An attorney from Charlotte, North Carolina, Watt previously served one term as a state Senator and served as campaign manager for former Charlotte Mayor Harvey Gantt.
Watt is a graduate of York Road High School in Charlotte. He was a Phi Beta Kappa graduate of the University of North Carolina at Chapel Hill in 1967 with a BS degree in Business Administration. In 1970, he received a JD degree from Yale Law School and was a published member of the Yale Law Journal.
Watt practiced law from 1970 to 1992, specializing in minority business and economic development law. He has been a partner in several small businesses.
Mel is married to Eulada Paysour Watt, an educator. They have two sons, Brian and Jason, both of whom are graduates of Yale University and have earned graduate degrees. (Wiki, Mel Watt, Huffington Post)